Daydreaming about a getaway to an overwater bungalow suspended over cerulean water?

You don’t need to tap your retirement savings for a trip to some far-flung, ultra-luxury property in the Maldives or French Polynesia.

As Coastal Living points out, there are plenty of sublime overwater bungalows closer to home than you might imagine. And it only takes a few hours to get to them from several U.S. cities. Best of all, you can fly to all of these overwater stays for less than $400 round-trip. You’ll still need to pay for the bungalow, but cheap airfare will get you half way to total relaxation.

From white-sand beaches in Mexico to underrated destinations in Central America — and one very glamorous Caribbean retreat — these overwater bungalows leave nothing to be desired.

Fly to Azul Paradise in Panama for $368 round-trip.

According to Scott’s Cheap flights, flights to Panama are seriously on sale right now, with fares starting at $368 round-trip this summer. Travelers can leave a early as late May from Boston, Las Vegas, and Orlando, and stay in one of 10 intimate bungalows at Azul Paradise, in Bocas del Toro. Panama City is just over three hours from Orlando, with short, hour-long regional flights to archipelago’s main village, Bocas Town.

Visit the Rosewood Mayakoba for $279 round-trip.

New York area travelers can fly to Cancun in four hours, and be immediately transported to a white sand paradise.

Courtesy of Rosewood Mayakoba

Deluxe Overwater Lagoon Suites at the Rosewood Mayakoba — about a 40-minute drive from Cancun in Riviera Maya) — are ultra-modern and suspended over a freshwater lagoon.

Check out Jamaica’s new overwater villas for $379 round-trip.

A collection of new Over-the-Water Villas at the Sandals Royal Caribbean is probably going to change your entire outlook on all-inclusive resort stays. Nightly rates are high, but they’re completely all inclusive (even your cocktails, golf outings, and scuba diving). And this summer, flights to Montego Bay are available for only $379 round-trip from Atlanta.

Fly to Belize for $346 round-trip.

In about seven hours, you can be in the beautiful Central American country of Belize.

Courtesy of Cayo Espanto

Two properties with overwater bungalows really shine here, including the one-bedroom villa with turquoise shutters at Cayo Espanto and the five stilted bungalows at the private island resort, Thatch Caye.

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